401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2016
نویسندگان
چکیده
منابع مشابه
401(k) plan asset allocation, account balances, and loan activity.
The Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) have been collaborating for the past two years to collect data on participants in 401(k) plans. This effort, known as the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project, has obtained data for 401(k) plan participants from certain of EBRI and ICI sponsors and members serving as plan r...
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THE BULK OF 401(K) ASSETS CONTINUED TO BE INVESTED IN STOCKS: On average, at year-end 2010, 62 percent of 401(k) participants' assets were invested in equity securities through equity funds, the equity portion of balanced funds, and company stock. Thirty-three percent were in fixed-income securities such as stable value investments and bond and money funds. SEVENTY PERCENT OF 401(K) PLANS INCLU...
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Because 401(k) balances can fluctuate with market returns from year to year, meaningful analysis of 401(k) plans must examine how participants' accounts have performed over the long term. Looking at consistent participants in the EBRI/ICI 401(k) database over the five-year period from 2003 to 2008 (which included one of the worst bear markets for stocks since the Great Depression), the study fo...
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EBRI, ICI Maintain Largest 401(k) Participant Database Over the past two decades, 401(k) plans have grown to be the most common type of employer-sponsored retirement plan in the United States, and now serve as the most popular defi ned contribution (DC) plan, as measured by number of participants and assets. In 2005, 47 million American workers were active 401(k) plan participants.1 By year-end...
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This study evaluates the success of the monthly deposit of funds into hypothetical retirement portfolios for the period January 1926 to December 2003. The results of the study indicate that, in general, portfolios with a higher equity portion had a greater likelihood of achieving the desired terminal value. We also find that monthly deposits based on the historical asset class returns generally...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2018
ISSN: 1556-5068
DOI: 10.2139/ssrn.3251513